Friday, 30 September 2011

Proposed Motorway Speed Limit Changes - Good or Bad?

This poll is now closed. To find out more about the outcome of iKube's poll on the proposed motorway speed limit change - check out iKube's latest press release:

UK public back motorway speed increase

Check out the latest piece of press - iKube reveals that the majority of the UK public back the proposed motorway speed increase.

Looking for black box insurance for young drivers? Check out the rest of iKube's website or give us a call today!

Thursday, 22 September 2011

Is Curfew Car Insurance So Bad?

With so much information going around about curfew car insurance in the press iKube felt that it was time to dispel some of the myths and let you see the facts for yourself:

First off - just because your iKube policy requests that you avoid driving between the hours of 11pm - 5am doesn't mean you can't. However, if you do we charge you £100 - simply think of it as an incentive to stay off the road late at night.

Apart from this, it's also worth bearing in mind that the Association of British Insurers (ABI) have actually undertaken research that actually shows that young drivers between 17 - 25 are at more risk of having an accident between 11pm - 5am than at any other time of the day. Shouldn't that be an incentive enough to stay off the road late at night?!

Besides, wouldn't you rather be out on the town with your mates or shouldn't you be revising for that all important exam anyway?! It's straight-forward, no-nonsense and it means we can help keep your young drivers insurance low.

But let's look at the other real positive you gain from using curfew car insurance with iKube -

iKube prefer to think of it as "black box insurance" - not as a curfew policy. It is essentially designed around you - the driver so that we can tailor the car insurance to your personal needs. You're not a "stereotype" or a "demographic" and we won't treat you like one. Using our young drivers insurance you could save yourself quite a bit of money in the long run. In fact, iKube can offer up to 40% discount on your car insurance when it comes round to renewing it.

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Wednesday, 21 September 2011

Black Box Insurance – A Few Facts

Black box insurance for young drivers has been around for a few years now but many are still asking - what is black box car insurance and how does it work?

Black box insurance is referred to by many names, from smartbox insurance to curfew car insurance. It's basically designed to be more driver centred so that the premiums are based on you - the driver, not on how you fit into the typical young driver stereotype.

iKube's black box basically fits, discreetly, into the young drivers' car and simply tracks as and when the car is being driven using GPS technology.

The main area iKube is interested in - the part it really tracks is the time of day the car is being driven. Did you know that from 11 at night to 5 in the morning you are more at risk of having an accident than at any other time of the day? Well - iKube has been able to reduce its car insurance premiums for young drivers by stipulating that you don't drive between 11pm - 5am (the iKube red hours).

It's not only to keep your insurance premium low - it also helps make you a safer driver.

In addition to this, when it comes time to renew your young drivers insurance policy, iKube can also offer a whopping reduction of up to 40% on your car insurance premium based on:

  • Your average speed on varying types of road
  • The types of roads you've travelled on - it's not just the cars that carry the risk factor
  • Actual annual mileage travelled
  • How frequently you've driven during the iKube "red hours"
So - as long as you drive safely, sensibly and avoid driving late at night - you could receive a significant discount when you come to renew. Now that's something worth shouting about!

Tuesday, 20 September 2011

Olympic Hopefuls Promote Eco-Safe Driving

iKube young drivers insurance has been a keen follower of eco-safe driving since a number of car manufacturers, including Vauxhall have introduced eco-friendly cars to help reduce emissions and cut down on fuel consumption.

Following from this, an interesting piece in the press today on how young drivers can save fuel by using a better driving method had iKube staff reading the article with interest. The piece highlights the "huge difference" that good driving techniques can have on the amount of fuel consumed by the vehicle.

What was interesting about this test was the fact that all three drivers that took part took drove the same distance, along exactly the same route.

Two Olympic hopefuls - Jessica Ennis and Stef Reid drove the route, along with a motoring specialist to compare fuel consumption. The test showed that Reid used 25% more fuel than the expert in spite of the fact that she drove six minutes slower than the motoring specialist.

Ms Ennis' drive revealed that, based on the short drive, over a year she would spend over £1,100 more fuel than the specialist as well as emit a whopping two tonnes of CO2 in addition to that of the specialist.

So - interesting news for young drivers as it highlights - not only the importance of eco-safe driving to help reduce the carbon footprint, but also the sheer amount of money you could save by adopting best practices. Money that could be better spent on an iPod or some new speakers for your car or, dare we say it, young drivers insurance!

To find out more on how you can adopt eco-safe driving take a read of iKube's Eco-Safe Driving Tips For Young Drivers and see how you could save yourself some money as well as help look after our planet.