Monday, 17 October 2011

Young Drivers Turn To Black Box Insurance

Young drivers are increasingly turning to black boxes in an effort to keep the cost of car insurance low.

Black box insurance is increasingly becoming more popular amongst young drivers, in spite of the criticisms aimed at telematics insurance cover. The main criticism levelled at black box insurance is the worry that young drivers will effectively be giving up a certain amount of their personal privacy.

However, whilst iKube can measure a number of different factors, it is important to note that the primary reason for the black box is to measure the time of day the car is being driven. You should note that if you drive between the hours of 11pm - 5am (the red hours) you are more at risk of being in an accident - which is why you will incur a £100 penalty. Think of it simply as an incentive to stay off the road late at night.

The Black Box data is also used when it comes to renewing your car insurance policy with iKube. Did you know that iKube can actually decrease the cost of your young drivers or learner drivers insurance depending on how carefully and conscientiously you've driven?*

Well, to get a discount on the cost of your black box insurance low when the time comes to renew, you should consider doing the following:

  1. Adhering to the speed limit of the road.
  2. Avoid harsh acceleration
  3. Avoid hard braking where possible
  4. Give yourself plenty of space when in traffic
  5. Avoid driving late at night from 11pm - 5am

To find out more about iKube's young and learner driver insurance and how to keep costs down, check out the following guides:

* Data may be used for the prevention and detection of crime and at insurer requests.