Wednesday, 11 January 2012

US Telematics Study Reveals Interesting Data for Teen Drivers

A recent report by the U.S. National Institutes of Health (NIH) has determined that young drivers are at their most dangerous in the first 6 months after passing their driving test.*

What is interesting about this research is the fact that the NIH installed GPS telematics devices as well as internal and external cameras to the young driver cars to help gather data for the report.

The GPS devices are very similar to those used by iKube as part of it's telematics car insurance scheme, one that is also very keen to help keep young drivers safe whilst on the road.

The research carried out by the NIH was conducted over an 18 month period and from the young drivers taking part in the study, 88% of them reported an accident, compared to 4.7% of their parents, who also had a telematics device fitted so that a comparison between newly qualified and seasoned motorists could be drawn.

The Senior Investigator and chief of the Prevention Research Branch at the Eunice Kennedy Shriver National Institute of Child Health and Human Development at the NIH, Bruce G Simons-Morton, stated:

“The first six months are by far the most dangerous.

"New drivers are 12 times more likely to be involved in an accident during their first month of driving than they will be just one year later."

The risk associated with young drivers and car accidents is one of the key reasons why traditional car insurance for young drivers is so high - as was highlighted by one case that Mr Simon-Morton's commented on:

"Teens drive fast and brake late. In this case, the driver got up to speed between stoplights, looked at his phone and rear-ended a car in front of him that had stopped for the next light. Inattention is a huge factor in teen accidents."

Opting for a policy, such as iKube’s telematics car insurance scheme, is not only a way to reduce the cost of your young drivers insurance but is also a highly effective way of making you a safer driver.

By using your iKube dashboard on a regular basis you can check your driving habits via the data supplied by the telematics device installed in your car. By keeping an eye on your driving style you can spot any issues that may arise and adjust your driving accordingly.

As long as you keep improving your driving you could effectively "drive down the cost" of your young driver insurance at renewal by up to 40%. Not only that but you could also reduce the risk of accidents and having to make an insurance claim.

*Source: Fox News - Why Teen Car Insurance is Expensive