Wednesday, 23 May 2012

Curfew Car Insurance - What Curfew?

iKube has had a lot of labels attached to it over the years - including the term "curfew car insurance" which we feel is wrong.

There are plenty of pay-as-you-drive black box insurance schemes out there, however, here at ikube we don't charge you by the mile. 

Instead iKube simply asks that young drivers who take out our telematics car insurance policy do not drive between 11pm - 5am at night as this is believed to be the most dangerous time of the day to drive.

I won't go into the nitty-gritty as to why, instead I'm going to touch upon something else that a lot of people appear to neglect.

Did you know that 75% of young drivers who take out iKube's black box insurance are rewarded with a safe driving discount at year 2? In addition to this a third of those are actually given the opportunity to remove the night time restriction completely (these are people who have driven particularly well).

For those people who drive particularly well we are not only offering a discounted form of car insurance but we're also offering a non-restricted policy. We're removing the "curfew car insurance" label associated with it and we don't restrict by mileage. 

Essentially iKube is like a straight-forward car insurance policy - the only difference is that your premiums potentially reduce year-on-year, depending on how well you drive.