Thursday, 30 August 2012

Protect Young Drivers Insurance - Control Speed

It's easy to get carried away when you first learn to drive - unfortunately this can lead to problems for yourself as a young driver – including accidents or speeding offences, resulting in an increase in your young driver insurance premium.

Whilst you remember practically everything that you were taught when learning to drive it's all too easy to slip into bad habits.

Inevitably this includes speeding...

It's really important to be aware of the driving speed limit at all times as this will help to keep you safe whilst on the road.

The Institute of Advanced Motorists (IAM) has recently issued a number of tips for young drivers courtesy of Peter Rodger, their chief examiner.

To manage your speed you should:

• Be aware of the speed limit and watch out for any changes by looking further ahead. This tends to happen at junctions and roundabouts.

• Always be aware of what other drivers are doing in front of you. For example, some motorists could slow down a lot quicker than anticipated when approaching speed cameras. Make sure you give drivers in front plenty of room so that you can react in time.

• Remember - speed limits are a maximum speed, not minimum. If conditions are poor then it's vital that you reduce your speed to avoid accidents.

• If you have problems sticking to a set speed limit in a manual car then simply set the car in a gear that will help you to stick to a legal speed limit. For example, built-up areas such as towns and cities have a speed limit of 30mph. It makes sense to set your gear to third or lower in some cases.

• Don't let other motorists behind you pressure you into breaking the speed limit - it's just not worth the risk. Whether you get caught speeding by the police or end up in a serious accident as a result - either way the results are not stacked in your favour.

• You should always drive at a speed that you will allow you to stop safely on your own side of the road within the distance you can see is clear.


Tuesday, 28 August 2012

Have-A-Go Brits Happy To Service Own Cars

A recent survey by the RAC has revealed that a large number of British drivers feel comfortable carrying out basic mechanics on their own cars, rather than take the car to a local garage.

The report showed that 70% of drivers were happy to get stuck in. Over 50% of motorists were happy to check and top-up oil levels themselves.

The report went on to highlight that a third of drivers would fit a new wheel, 27% would attempt to change the battery, 12% would adjust fan belt tension and 12% would fit new brake pads to the vehicle.

It is believed that the increase in the number of people prepared to undertake work on their own cars is due to the belief that many professional mechanics rip-off naive drivers, and thus increase the cost of driving.

Commenting on behalf of the RAC, Technical Director David Bizley said:

"It is great to see that Britons are taking an interest in how their vehicle works and undertaking many of the simple checks and maintenance tasks which can prevent breakdowns."

Mr Bizley added:

"However, the rising cost of motoring is obviously taking its toll on drivers, and more must be done to ensure that owning a car in the UK is affordable for all."

Here at iKube we believe it's important to take care of your car, however, we recommend taking the car to a professional mechanic for more complex jobs. If you damage your car whilst attempting to fix it you could end up in an accident and face claims on your young driver insurance claim – potentially increasing the overall cost of motoring.


Thursday, 16 August 2012

Footwear Warning Over Summer Driving

Now that the warmer weather has arrived many young drivers will want to jump in the car and get down to the beach.

The problem is many of us will be tempted to drive in flip-flops or even bear-foot in some cases. But that is not a good idea - here's why.

Wearing flip-flops can be dangerous whilst driving - they can easily come off - if this happens you could be subject to:

The distraction of losing your footwear
This means that you could lose control of the vehicle or fail to notice the hazards around you - resulting in an accident and a potential claim on your young drivers insurance.

The flip-flop getting caught under a pedal
The danger here is fairly obvious - if, for example, the flip-flop gets caught under a brake pedal and you go to slam on the brakes when someone unexpectedly pulls-out you could end-up going into the back of them since you have less control over the foot-brake. The braking-power available to you will be greatly reduced.

Whilst there is no legal requirement to wear appropriate footwear whilst driving... you could be risking your life and putting other drivers at risk by driving in flip-flops, barefooted or even high-heels.

So before you drive off to the beach or the shops this summer think about your footwear – the last thing you want is a road accident and a young drivers' car insurance claim because you wore inappropriate footwear whilst driving.

Friday, 10 August 2012

Want A Life-size Aston Martin Airfix Kit?

It's every young driver's dream... The idea of having your very own Aston Martin DBR1 - just ashame you can't drive this one!

A company based in Hertfordshire has built a one-off airfix kit replica of the award winning Aston Martin DBR1.

The car is famous for winning the Le Mans Grand Prix in 1959 and Evanta, the company behind the kit, have put this together to commemorate the two drivers and chief engineer, all of whom sadly passed away in the last year.

Commenting on the model, Ant Anstead, MD for Evanta said:

"Aston Martin’s sole Le Mans win of 1959 is a huge part of British motorsport. The loss of both drivers and Ted Cutting within the same year is saddening. We wanted to do a tribute to these three great men and such a beautiful and iconic car. What could be a more fun and fitting tribute than every boys dream toy: a life-size model?"

What really makes this car stand out is the fact that it's an actual 1:1 scale of the real thing and has a staggering level of detail.

The car will not only include replicas of the vehicle's trimmings and paintwork but will also include a cap signed by the two drivers - Roy Salvadori and Carroll Shelby

Whilst this little beauty is unlikely to require young driver insurance or breakdown cover it's worth bearing in mind that the guide price at auction is £25,000.


Thursday, 9 August 2012

Young Drivers Insurance - Bringing The Cost Down

The likes of telematics black box insurance is a great way to reduce costs for young drivers, however, it's important to remember some of the more traditional money saving tips when it comes to motoring and young driver insurance.

Let's touch on a few:

1. Secure Your Car. By keeping your vehicle in a safe, secure area such as a driveway or in the garage you could shave off a few more pounds from your premium. It's also worth thinking about getting a car alarm and immobiliser if you want to reduce costs further.

2. Policy Excess. It may seem like an annoying expense when you first consider a voluntary excess, however, if you want to bring your young driver insurance premium down this might be the way to do it.

3. Car Usage. Many of us use cars for social driving and commuting to and from work and it's important to make sure you're covered for this. If you don't need you car for business use - don't include it on your policy as it will probably increase the amount you pay.

4. Car Value. It's important to be realistic about the value of your car when getting a young driver insurance quote. If you over-estimate you could end up paying more, however, did you know that by under-estimating your vehicle your car could be seen as more of a risk and consequently you could also end up paying more?

5. Car Type. If you're thinking of buying a new car try not to be tempted by an expensive or powerful sports car. By driving a relatively inexpensive car with a small engine size could get you a significant saving on your premium.

6. Avoid Car Modifications. Try to avoid car customisation - such as spoilers and alloy wheels as they are likely to increase your young driver insurance premium significantly.

These tips are just a few to help reduce costs – to find out more check out our Top Eco-Safe Driving Tips For Young Drivers guide.

Friday, 3 August 2012

Tiredness Can Kill - Sleep Well Before Driving

Were you aware that by depriving yourself of sleep you are impairing your driving. When you think about it it's pretty obvious. Here are a few interesting facts you may not have known:

• Reflexes will be slower and therefore you will struggle to react to changes on the road. This could increase the chances of an accident and a claim on young drivers insurance.

• You risk falling asleep at the wheel. Falling asleep whilst driving is one of the most dangerous things that can happen. Not only are you putting yourself at risk of a serious accident but you're also risking the lives of passengers and other road-users.

• It's important to bear-in-mind that the law will not accept any excuse for falling asleep at the wheel.

• A fifth of accidents on motorways and other long, monotonous roads may be caused by tired drivers falling asleep.

• Overweight people tend to suffer more from tiredness and can lead to a condition known as “obstructive sleep apnoea” (OSA) – according to the Department for Transport (DfT) this condition significantly increase the risk of traffic accidents. Lifestyle changes such as weight-loss and reducing alcohol consumption can help to alleviate the symptoms.

The National Safety Council in the USA undertook a study recently that also suggests driving when deprived of sleep is as dangerous as drink or drug-driving.

The study showed that those under the age of 30 are more likely to be driving whilst sleep-deprived.
According to the report many young drivers believe that driving after drinking was wrong, however, driving whilst tired was an acceptable situation.

Commenting on the study a spokesperson for the organisation said:

“Drunk driving is universally viewed as dangerous, but young people especially don’t understand the very serious risks associated with drowsy and distracted driving. All drivers need to understand the dangers of driving while tired.”

To find out more about dealing with tiredness check out: Top Tips for Young Drivers to Combat Tiredness.