Thursday, 29 November 2012

Young Drivers Caught In A Vicious Circle Thanks To False Claims

Official figures released earlier this month suggest that there are fewer accidents on the road but there are more whiplash claims which have cost the insurance industry around £400 million.

Unfortunately it sounds like young drivers are in a vicious circle. Car insurance providers are claiming that premiums are on the rise due to the large number of claims - many of which are reportedly false!

So young drivers are automatically affected - many first time drivers pay a substantial cost for their first year's driving. Not only do they need to worry about the road tax, running and maintenance costs of the car but also how much their insurance is going to cost.

In spite of this, David Brown, chairman of the Institute and Faculty of Actuaries (IFA) has suggested that "the average cost of a UK motor insurance policy is decreasing."

However, he later added that whilst this is good news for the consumer, "it does raise the question of how sustainable this is for insurers."

So could we be looking at another spike in the cost of car insurance for young drivers in the future? Let's hope not!

Here at iKube we're always looking at ways we can make the cost of motor insurance fairer. We use a black box to help reduce costs - by using this data we can review your policy fairly at renewal and reward you according to how well and how safely you've driven.


Monday, 26 November 2012

Earlier Training Slashes Young Driver Accidents

Recent research by car manufacturer, SEAT has revealed that young drivers who have taken part in their young driver training scheme have seen a 50% cut in the number of road accidents when compared to other young drivers around the UK.

Back in 2011 we spoke about SEAT and its young driver training scheme that focuses on teaching 11 - 16 year olds the basics behind the wheel.

SEAT believes that by training our youth earlier the number of accidents, injuries and fatalities can be reduced significantly.

Did you know, for example, that one in four incidents of death or serious injuries on the UK roads involve young drivers? Worrying statistics that is likely to get any parent nervous when their teen starts driving for the first time!

But the good news is that the SEAT Young driver training programme has significantly reduced the number of accidents amongst young drivers who have completed the course.

These new figures suggest that less than 10% of those young drivers have been involved in an accident whilst driving, under half the national rate in comparison.

Commenting on behalf of the Institute of Advanced Motorists (IAM), Peter Rodger said that "it's good to see early indications that pre-driver courses are producing safer drivers."

Mr Rodger added that IAM believe that, by offering this type of training to young people it allows for more training over a longer period of time and helps to adjust their attitudes towards driving.

Black box insurance scheme, iKube supports any programme that can help to make Britain's roads safer and reduce the cost of car insurance for young drivers.


Friday, 23 November 2012

Winter Driving Courses For Young Drivers

With the long cold nights starting to set-in now it's more important than ever to stay safe on the road.

Ice, snow and even torrential rain are all major hazards when trying to make your way to work, college or even home after a long day.

You may have come across some of iKube's useful winter driving guides and blog articles previously, however, there's no substitute for hands-on training.

I recently came across a scheme called "Tread" which is taking place over in Norfolk - ran by the local council and backed by the police force.

This scheme is aimed at young drivers between the ages of 17 and 25. It's been designed to give a number of practical sessions that focus on winter driving as well as looking after your vehicle during the cold months.

By all accounts it's a very clever concept - the instructor has a device that actually causes the car to skid (something to do with hydraulic fluid, pistons and outrigger wheels).

The device effectively recreates how a car would react when driving on icy roads and compacted snow.

As a result the course teaches how to control your vehicle in the event of a skid and, more importantly, delivers the message of killing your speed - better to drive slow than risk your own life and that of other road users.

For more information visit: or for those who live outside Norfolk.